Effective date: [DD/MM/YYYY]
This Privacy Policy explains how SAGAM SYSTEMS SDN. BHD. (“we”, “us”, “our”) collects, uses,
discloses, and protects your personal data when you submit information through the MyKredit website forms.
1. What data we collect
- Identity & contact details: name, company name, registration numbers (e.g., SSM), email, phone, address
- Business information: company type, licence/reference numbers (e.g., KPKT / Kredit Komuniti)
- Uploaded documents: files you submit (PDF/JPG/PNG) that may contain personal or business information
- Technical data: IP address, device/browser info, and timestamps for security and troubleshooting
2. Why we collect your data
- Process your registration or enquiry
- Contact you to verify details, provide quotations, product information, onboarding, and support
- Maintain internal records and improve our services
- Comply with legal/regulatory obligations and respond to lawful requests
- Protect our website and prevent fraud or misuse
3. Legal basis
We process personal data based on your consent, our legitimate interests, and legal obligations where applicable.
4. Sharing of personal data
We may share your data only when necessary with authorised staff, service providers (e.g., hosting/email/IT support) under confidentiality,
or authorities/regulators where legally required. We do not sell your personal data.
5. Data retention
We retain data only as long as necessary for the purposes stated above or to meet legal/regulatory requirements.
6. Data security
We implement reasonable safeguards to protect your data. However, no internet transmission is completely secure.
7. Your rights
Subject to applicable laws (including Malaysia PDPA 2010), you may request access/correction and withdraw consent.
8. Contact us
Email: [email protected]
Company: SAGAM SYSTEMS SDN. BHD.
9. Updates to this policy
We may update this policy from time to time. The latest version will be published on our website.