MyKredit Cloud Lending Platform for Kredit Komuniti
Faster Lending.
Cleaner Compliance.
Better Control.
Manage borrower onboarding, loan origination, repayment schedules, collections and reporting in one secure cloud system — built for operational speed and audit readiness.
- ✅ Automated repayment schedules, receipts & arrears tracking
- ✅ KPKT Agreement Jadual J & K, receipts & statutory documents
- ✅ KPKT-compliant controls, BNM / AMLA–aligned with PDPA-aligned data handling
- ✅ E-Invoice API–ready integration with full ledger reporting
Dashboard Preview
Cloud • Secure
Faster Processing
Auto
Audit Readiness
Logs
Any Device
Cloud
Simplify & Streamline Your Lending Process
A modern cloud platform built for Kredit Komuniti lenders — manage borrower onboarding, loan origination, repayment schedules, collections and compliance reporting in one system.
Designed to reduce manual work, standardise documentation, and give you real-time visibility into arrears, portfolio performance and operational health.
Automation
Auto schedules, late-fee rules and reminders.
Role-Based Access
Users, branches and permissions with logs.
Collections
Arrears tracking + follow-up visibility.
Compliance Ready
Templates & exports aligned to KPKT workflow.
Compliance reporting coverage
Generate and export KPKT-ready reporting documents with consistent formatting and clear borrower records — built to support audits, yearly submissions and operational controls.
Jadual A
Legal reporting statement for defaulters (structured summary for review and submission).
Lampiran B
Yearly submission to KPKT summary (portfolio totals, counts, key movements).
Lampiran B1
Yearly submission borrower name list (clean export for reconciliation and checking).
Lampiran A
Borrower statement of account (KPKT format with repayment history and balances).
Tip: You can generate reports by branch, date range, loan status and borrower type — helpful for internal checks and year-end submission.
Standardised documents • KPKT-ready exports • Fast generation • Clear borrower records
Security preview
Security Center
Security & Data Protection
We prioritise data protection with encryption, secure access controls and continuous monitoring. All connections use HTTPS (TLS), with strict transport security and multi-factor authentication for administrators.
MyKredit is designed with practical security controls for lending operations: role-based access, audit trails, and data handling practices aligned with PDPA principles. Sensitive records can be restricted by branch, user role and workflow stage.
Access control
Role-based permissions for staff, branches and admins.
Audit readiness
Activity logs for logins, record updates and report exports.
Encryption
TLS in transit, plus secured storage practices for records.
Operational security
Session controls, strong passwords and admin MFA support.
Security practices include:
- ✅ Least-privilege access for users and branches
- ✅ Clear audit logs to support reviews and compliance
- ✅ Controlled exports for reports and documentation
- ✅ Secure admin access with MFA and monitoring
PDPA-aligned handling • Role-based controls • Audit trails • Secure access
Security preview
Security Center
Subscription Plans
Choose the plan that fits your business. All plans include a one-time setup fee covering server configuration, domain and SSL. Contact us for a detailed quote.
Customised
Tailored features & API
Dedicated/High-End Servers
Account/E-Invoice Integration
Get QuotePlan Features & Details
General Features
- ✔️ Individual & company loans
- ✔️ Borrower profiles & tagging
- ✔️ Custom reporting & branding
- ✔️ MyKad reader & thumbprint verification
- ✔️ Multi-user roles
Compliance & Reports
- ✔️ iDaman submission, Lampiran A/B/B1
- ✔️ Jadual A, J, K agreements
- ✔️ Dual-language agreements & consent letters
- ✔️ Licence transaction reports
Accounting & E-Invoice Ready
- ✔️ Borrower & collection ledgers
- ✔️ Ledgers by month, year and status
- ✔️ E-Invoice API integration
- ✔️ Post loan & repayment information
- ✔️ Modify invoices
Let’s Build Your Success Together
Get a free, customised quote. We’ll recommend the best plan based on your active loans, workflow and reporting needs.
What you’ll get in the demo
- ✅ Workflow walkthrough (borrower → loan → repayment)
- ✅ Compliance & document generation overview
- ✅ Reporting & arrears tracking dashboard
- ✅ Pricing + recommended plan
Fast contact
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